Tel. 905-336-5997 charmaine@designermortgages.ca

Why use a Mortgage Broker!

Probably one of the most frequent question that I get asked, is why use the services of a mortgage broker. To list a few: They understand mortgages terms and conditions, some mortgages unbeknown to the client are registered in a certain way which restricts you moving...

Teach kids early about money responsibilities

Many of us agree that it takes decades, if not a lifetime of trial-and-error to master sound money management – so let’s make it easier for our kids. November is Financial Literacy Month across the country and that presents an ideal opportunity for families to...

Purchasing a home – No Down payment?

You may still be able to buy your first home using 5% cash back, however is it worth your while? If you looking to purchase without a down payment we do not do 100% financing however we do provide you with a 5% cash back to be used for the down payment – so your...

Is the Variable Rate Mortgage a good option?

After the recent fixed rate increases, I have had a few clients asking me if variable rate is a good option. The Bank of Canada indicated in their last announcement that interest rates’, meaning their bank overnight rate, which affects prime, is not going to...