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Types Of Mortgages

First Time Home Buyer

Repeat buyer

New to Canada

Qualified homebuyers who have immigrated or relocated to Canada within the last 5 years are eligible under Genworth's New to Canada program to purchase a property with as little as a 5% down payment.

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This program is designed for self-employed borrowers who are unable to provide traditional income verification but have a proven 2-year history of managing their credit and finances responsibly. Eligible borrowers typically own a small size business for a minimum of two years, which can be confirmed via a third-party arms length document.

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Purchase plus improvements

We can help qualified home buyers tailor improvements immediately after taking possession, to make their new home just right for them. All this can be done with one manageable mortgage and 5% downpayment

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Homebuyer 95 Program

For Canadians looking to make the move to homeownership, the Genworth Canada Homebuyer 95 program provides qualified borrowers with an opportunity to own a home with as little as a 5% down payment.

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Progress Advance Program

This program lets residential home builders and individual home buyers take advantage of insured progress advances while the property is being built. Insurance is based on the lesser of the market value of the work in place or the cost to complete.

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Second Mortgage Program

This program provides borrowers with the additional flexibility of allowing a Second Mortgage to be registered against their property up to 95% combined LTV on a purchase.

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Investment Property ProgramĀ 

Genworth's Investment Property Program provides qualified borrowers an opportunity to purchase an investment property with as little as a 20% down payment.

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